Card issuing infrastructure built for speed and scale

Rialto gives banks and fintechs everything needed to launch and run a card program: issuing processing, card management, 3DS authentication, tokenization, and the reporting to back it all up.

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Everything a card program needs, in one platform

Every capability, one integration surface.

Issuing Processor

Core processing rails connecting your card program to Visa and Mastercard.

Card Management System

Full lifecycle control over every card you issue, exposed programmatically.

3DS

Frictionless, compliant cardholder authentication for online transactions.

Tokenization

Replace sensitive card data with secure tokens across every channel.

Reporting

Real-time and historical reporting across transactions, settlement, and program performance.

Dashboard

A web console for program managers to operate card programs without engineering.

API

A developer-first REST API and webhooks powering every capability of the platform.

Stablecoin Integrations

Bridge card issuing with stablecoin settlement and funding rails.

Cloud Native

Elastic, multi-region infrastructure that scales with your transaction volume.

Platform Risk

Real-time fraud detection and risk monitoring across every transaction.

BIN Sponsorship

Get connected with a sponsoring bank to issue cards under a compliant BIN.

99.99%

Platform uptime

<150ms

Median authorization latency

24/7

Program monitoring

Works with

PCI DSSVisaMastercard

Why Rialto

Speed to market

Launch a card program in weeks, not quarters, on infrastructure built for issuing.

Compliance & security

3DS authentication and tokenization built in, with PCI scope reduced by design.

Developer-first API

One consistent API across every capability, with a sandbox ready from day one.

Ready to launch your card program?

Tell us about your use case and we'll walk you through the platform.

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