Rialto

Tokenization

Reduce PCI scope and secure cardholder data with end-to-end tokenization. Support network tokens for Apple Pay and Google Pay provisioning alongside vault tokens for storage and processing.

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PAN replacement

Sensitive card numbers are tokenized at issuance and never exposed in plaintext beyond what's required.

Network tokens

Provision cards directly into Apple Pay and Google Pay wallets with network-tokenized credentials.

Reduced PCI scope

Handle card data through tokenized references, minimizing the compliance surface your team has to manage.

Token lifecycle sync

Tokens automatically update when a card is reissued or replaced, keeping wallets and vaults in sync.

How it works

  1. 1

    A card is issued and a corresponding token is generated at the vault.

  2. 2

    Downstream systems and wallets reference the token instead of the raw card number.

  3. 3

    Network tokenization requests provision the card into digital wallets on request.

  4. 4

    Token status updates automatically on card lifecycle events like reissuance.

Related use cases

Embedded Finance

Add card issuing to your existing product — marketplace, vertical SaaS, or platform — through a single API, with authentication and tokenization handled for you.

Buy Now, Pay Later

Power BNPL card products with authentication and tokenization built in, so approved credit lines spend like a card anywhere it's accepted.

Ready to launch your card program?

Tell us about your use case and we'll walk you through the platform.

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