Rialto

Issuing Processor

Launch a card program on modern processing infrastructure. Our issuing processor handles real-time authorization, settlement, and program configuration end to end, so your team can bring a card product to market without building processor infrastructure from scratch.

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Real-time authorization

Sub-second decisioning on every transaction, with configurable rules by merchant category, geography, and spend velocity.

Network connectivity

Certified connections to Visa and Mastercard, maintained and monitored so your program stays compliant with network mandates.

Settlement & funding

Automated daily settlement with clear reconciliation reporting across every card product you issue.

Program configuration

Define BINs, product rules, and authorization logic through a single control plane instead of processor tickets.

How it works

  1. 1

    Configure your card program: BIN ranges, product types, and authorization rules.

  2. 2

    Connect via API or dashboard to issue and manage cards on the program.

  3. 3

    Transactions route through our processor for real-time authorization against the network.

  4. 4

    Settlement and reporting data flow back automatically for reconciliation.

Related use cases

Neobank Launch

Launch a digital bank card program without building processor infrastructure in-house. Get to market with issuing, card management, and a program dashboard from day one.

Embedded Finance

Add card issuing to your existing product — marketplace, vertical SaaS, or platform — through a single API, with authentication and tokenization handled for you.

Corporate Cards

Issue employee and vendor cards with granular spend controls, real-time reporting, and a dashboard finance teams can operate without engineering support.

Ready to launch your card program?

Tell us about your use case and we'll walk you through the platform.

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